Case study
Two physicians bring retirement forward by four years
Outcome
● Measured
4 years
earlier retirement date
Client
Physician couple, both 54
01
The challenge
High income, eleven accounts at six institutions and no clear answer to when they could stop.
02
What we did
We consolidated accounts, set a withdrawal order and planned Roth conversions for the low-income years before Social Security.
03
The result
The plan supports retirement at 58 instead of 62, with the same spending and a larger estate.
Daniel Ortega
Lead advisor · CFP®
Every engagement is led by one advisor who knows the file from the first call.
Talk to an advisor
Illustrative case study. Results are specific to this client and are not a guarantee of future outcomes.
More results
Other
case studies.
All case studies
Founder, multi-location dental group
A dental group owner prepares for a $14M sale
$1.2M
in projected tax savings
Family-owned manufacturer, $22M revenue
A manufacturer turns a cash squeeze into a credit line
$3M
new credit line secured
Engineering executive, 41
A tech executive diversifies a concentrated position
62% → 18%
single-stock concentration
