Fee-only financial advisors · Houston
Clear advice for
the wealth you built.
Planning, investing and tax strategy for families and business owners, from advisors paid only by you. In English or Spanish.
Plan review · Q3 2026
● On track
Projected retirement age
58
Plan success rate
94%
Tax saved this year
$41K
Fiduciary at all times
Fee-only, never commissions
CFP®, CPA and CFA advisors
Independent custody
English and Spanish
Written plan in eight weeks
Fiduciary at all times
Fee-only, never commissions
CFP®, CPA and CFA advisors
Independent custody
English and Spanish
Written plan in eight weeks
Why Averline
We are paid only by our clients, so every recommendation answers to one person: you. No products to sell, no commissions to chase, just advice you can read and measure.
Services
One team for your plan,
your portfolio and your company.
Choose one service or combine them. Every client gets a written plan, a lead advisor and a CPA behind every decision.
Families and professionals with $500K to $10M in assets
Wealth planning
A plan you can read in an evening and use for a decade: cash flow, goals, insurance, education and retirement in one document.
A written plan, renewed every year
Cash flow and savings targets by month
Insurance and risk review
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Clients with $750K or more to invest
Investment management
Portfolios of low-cost funds, rebalanced with rules, placed account by account to keep more of what they earn after tax.
Investment policy statement
Tax-aware asset location
Tax-loss harvesting
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High earners, business owners and retirees
Tax planning
We plan the year before it ends: income timing, Roth conversions, charitable giving and estimated payments, coordinated with your preparer.
Multi-year tax projection
Roth conversion analysis
Charitable giving strategy
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People within ten years of retirement
Retirement planning
We turn savings into income that lasts, with a withdrawal order, a Social Security strategy and a plan for health costs before Medicare.
Retirement date and income analysis
Withdrawal order by account
Social Security claiming strategy
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Owners planning a sale or transition in one to five years
Business exit planning
Most owners have most of their wealth in one company. We plan the sale, the taxes and the life after it, with your attorney and banker.
Readiness review and value drivers
Sale structure and tax impact
Pre-sale estate and gifting moves
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Companies with $3M to $40M in revenue
Fractional CFO
Forecasts, cash, pricing and board reporting led by a CFO who knows your numbers, for a fraction of a full-time salary.
13-week cash flow forecast
Monthly close and KPI dashboard
Budget and pricing models
Explore the service
Fee-only
How you pay us
changes the advice.
Most advice is paid by commissions on products. Ours is paid by you, in dollars, written down before you sign.
Typical commission-based advice
Paid by the products they sell.
✕
Fees hidden inside fund costs
✕
“Suitability” standard, not fiduciary
✕
Tax planning as an afterthought
✕
A different contact every year
Averline
Paid only by you, in writing.
✓
One transparent fee, in dollars
✓
Fiduciary on every account, every call
✓
A CPA reviews every plan
✓
One lead advisor who knows your file
Fee calculator
Know the cost
before the first meeting.
Move the slider to see your annual fee on our blended schedule. No email required.
How it works
From first call
to a written plan in eight weeks.
See our approach
Weeks 1–2
Discover
We learn your goals, gather statements and map every account, policy and obligation.
Weeks 3–5
Plan
You receive a written plan with each recommendation, what it costs and why we make it.
Weeks 6–8
Implement
We open and move accounts, coordinate with your CPA and attorney and set up reporting.
Every year
Review
Two full reviews a year, a tax projection each fall and a call whenever life changes.
By the numbers
Seventeen years of
independent advice.
$1.4B
assets under advice
410
families and companies
96%
clients who stay each year
2009
independent since
Case studies
Real decisions,
measured results.
All case studies
Founder, multi-location dental group
A dental group owner prepares for a $14M sale
$1.2M
in projected tax savings
Physician couple, both 54
Two physicians bring retirement forward by four years
4 years
earlier retirement date
Family-owned manufacturer, $22M revenue
A manufacturer turns a cash squeeze into a credit line
$3M
new credit line secured
Clients
“Daniel and Hannah prepared our sale a year before the buyer appeared. The structure alone paid for a decade of fees.”
Ricardo M. · Sold his company in 2025
Testimonials are from current clients who were not paid for them and may not be representative of other clients.
Advisors
Credentialed people
who know your file.
Meet the team
Insights
Notes on tax, retirement
and running a company.
All insights
